The fine print,
in plain words.

Not at all — that’s the whole point. Ledgerline speaks in plain language: cash on hand, money coming in, money going out, and how long your runway lasts. There’s no chart of accounts to configure and no jargon to decode. If you can read a bank statement, you can run Ledgerline.

Every account starts with a full 30 days of the complete product — no credit card, no feature gates. If you decide it’s not for you, your data exports cleanly and the account simply expires. If you stay, plans start at $18/month billed annually.

We connect to more than 12,000 banks across the US, Canada, the UK, and the EU through encrypted, read-only links. Ledgerline also syncs with Stripe, PayPal, Wise, and most major payment processors so invoices and payouts reconcile on their own.

You tell Ledgerline your rough tax rate once. From then on, every time a payment lands, we calculate the slice you’ll likely owe and move it into a separate reserved bucket — visible but kept out of your spendable balance. When a tax deadline approaches, the money is already waiting.

Yes. You can generate a read-only access link for any collaborator in seconds, and revoke it just as fast. They get clean, exportable reports (CSV, PDF, and a standard ledger format) without ever touching your live data.

Security is foundational, not a feature. All data is encrypted in transit and at rest with bank-grade standards, bank connections are read-only, and we never sell or share your information. You can export everything and delete your account, with all associated data, at any time.

Ledgerline handles multi-currency invoicing and balances natively. You can bill a client in euros, get paid in dollars, and still see one consolidated picture of your cash and runway in your home currency.